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Pepper, Johnstone & Company Blog

All You Ever Wanted to Know About Insurance

Protect Your Most Cherished Possessions

If you're like most people, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be impossible to replace due to the cost of re-purchasing them or...

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A Different Season Means Different Dangers For Motorcyclists

Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we at...

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Flood Insurance - What You Should Know

You've probably heard this horror story before - someone loses a home due to a flood and learns after the fact that standard homeowners insurance doesn't cover flood damage. At Pepper, Johnstone & Co. we want you to...

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When the Kids Head for College, Put “Insurance 101" on Your Class List

It's an exciting time when your child heads off to college. Whether they're attending school in Alabama or have moved all the way across the country, there were a ton of things to get done last month, but did you...

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Tornadoes Happen Every Year - Are You Prepared?

You don't have to be directly hit by a tornado in Alabama to experience damage. Taking some time to prepare could save you thousands of dollars and hours of clean-up. Know What Your Insurance Covers and How Much You...

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Hiring a Subcontractor in Alabama?

As many commercial building owners and contractors across Alabama begin remodeling or construction projects, they realize the value in subbing out some of the work to skilled and technical professionals. But there are...

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Understanding Risk Management

Risk Management - WHAT IS RISK MANAGEMENT? - Most entrepreneurs are risk takers, willing to invest resources with an expectation and hope, but no guarantee, of reward. But, from the viewpoint of insurance, "risk" is...

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Life Insurance Review

RECOGNIZING WHEN TO HAVE A REVIEW Routine reviews every year or two are important to: Evaluate policy performance in the current economy Review industry trends Uncover subtle changes that may otherwise go unnoticed...

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Avoid the Five Biggest Insurance Mistakes!

NEW YORK, October 25, 2010 - With nearly one in 10 Americans out of work, and others forced to make ends meet with less money, many people are looking for ways to cut costs. There are smart ways to save on home and auto...

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Small Business Insurance Basics

Insurers often combine a number of insurance coverages into a package that is sold as a single contract. The most common policy for small businesses is the Businessowners Policy (BOP). The BOP combines coverage for all...

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