PEPPER, JOHNSTONE & COMPANY BLOG

So, you’re shopping insurance rates. Maybe you’re a homeowner who just refinanced your home. You’re excited about your savings. You’re on a roll and want to see if you can lower your home insurance too.  — Perhaps you’ve lost your job during the COVID-19 pandemic, and you’re looking to save money…

Imagine embarking on that home remodeling project you and your spouse have been dreaming of for years. You’ve now got the money saved up to redo your kitchen, and the day finally comes where the workers show up. They lay out protective tarps, and begin sanding your cabinets. All of a sudden, a…

Let's say that one of our Limestone County summer tornadoes damages your business facility beyond repair. Or torrential rains flood your operation, ruining furniture and important equipment. Although we don’t often want to think about it, homes and businesses have to be prepared for disaster to…

The world of startups is like the wild west of modern business. Countless small, young companies are competing to bring new services that help improve our society and the world at large.  — One of the toughest aspects of owning and running a startup is figuring out how to scale. This means that the…

The insurance industry has seen many changes over the years. New risks come and old risks fade, and in between, there’s much nuance pertaining to how it affects both the industry and consumers. We here at Pepper, Johnstone & Company want to make sure that our clients are prepared for these changes…

In an earlier blog post we talked about cyber liability insurance. Today, we here at Pepper, Johnstone & Company would like to revisit this topic. Amid the accelerating use of digital and remote technologies as more people than ever are working from home, it’s a great time to expand upon cyber…

Like most industries in 2020, technological advances are changing the landscape for independent insurance agencies like ours. From business development to IT to claims management, technology shapes our processes, efficiency, and success. At Pepper, Johnstone & Company, we care about staying ahead…

Founding a startup company takes creativity, strategy, leadership, and resources. Business owners of startup companies often desire to minimize initial costs, but one business aspect not to skip out on is commercial business insurance. — From the very foundation of a startup company, both the…

How often are you planning business goals for your company’s growth? Moving your business forward takes intentionality, planning, and strategic tactics. Let 2020 be the year that your business reaches increased growth and attains new benchmarks as a result of your strategy and hard work. — At…

When it comes to insurance trends to expect in 2020, technology is the main focus. With a rise in the use of artificial intelligence (AI), telematics, robotics, and mobile devices, technology has infiltrated our daily lives - both personally and professionally.  — As our insurance experts at Pepper…