Pepper, Johnstone & Company Blog
All You Ever Wanted to Know About Insurance
What is Business Income Insurance - FAQs Asked and Answered
Tuesday, October 29, 2024
Deep down, just about every American dreams of opening a small business. Being your own boss carries a singular allure. But those of us who summon the courage to do so may not succeed. Nearly one in five small...
General Liability VS Builder’s Risk Insurance - What’s the Difference?
Sunday, September 15, 2024
Builders and the property owners who hire them help America grow. But where there’s reward, there’s risk-especially when erecting or remodeling buildings. Before construction can even begin, you’ll need all the relevant...
Cybersecurity Threats to Alabama Businesses - Protect Yourself
Friday, August 30, 2024
It’s a sad fact of life that where business goes, theft and fraud follow. In the 21st century, business is online. Vaults have been replaced by mainframes, wallets by tap-to-pay apps. Our money has migrated from fabric...
Births, Mortgages, & Raises - When to Increase Your Life Insurance
Wednesday, July 31, 2024
As adults, we know that nothing’s guaranteed. Life is dangerous and unpredictable. In 2023, 112 Americans died each day in traffic collisions–more than two fatalities for every state. Difficult as it is to ponder, we...
How to Choose the Right Insurance Partner for Your Business
Friday, June 28, 2024
In the USA, business is more than a way to make money-it’s a way of life. But when the wheel of innovation turns, some are lifted while others fall. Thousands of small businesses fail each year for predictable reasons:...
Do I Need Business Insurance? - A Guide on What Kind Your Business Needs
Monday, June 10, 2024
It’s easy to think of insurance like umbrellas-it's better to have it and not need it than to need it and not have it. But for business insurance, especially, that’s an incomplete analogy. In truth, insurance is more...
Maximizing Protection: How General Life Insurance Works
Wednesday, May 1, 2024
Having life insurance is absolutely necessary for individuals who want to provide financial security for their surviving loved ones. Life can be very unpredictable, and life insurance allows you to plan for the future...
Why You Should Choose an Independent Insurance Agent
Monday, April 8, 2024
Businesses in Alabama have a lot to think about on a daily basis: bottom lines, quarterly projections, employee satisfaction-the list goes on and on. For ultimate peace of mind while you build your organization’s...
Group Benefits for Attracting Top Talent - What You Should Offer
Thursday, September 15, 2022
The notion and nature of “work” is changing across America. Enlightened by pandemic-era alterations to the daily grind, and fueled by a realignment of labor values, today’s workforce is not so easily understood or...
Insurance for Retail & Retailers - The Protections You Need
Monday, August 15, 2022
Rumors of retail’s demise have been greatly exaggerated. Storefronts throughout Athens and Huntsville, AL are full of products, and the thrill of window shopping didn’t die out once the internet went live. Retailers are...