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Pepper, Johnstone & Company Blog

All You Ever Wanted to Know About Insurance

What is Business Income Insurance - FAQs Asked and Answered

Deep down, just about every American dreams of opening a small business. Being your own boss carries a singular allure. But those of us who summon the courage to do so may not succeed. Nearly one in five small...

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General Liability VS Builder’s Risk Insurance - What’s the Difference?

Builders and the property owners who hire them help America grow. But where there’s reward, there’s risk-especially when erecting or remodeling buildings. Before construction can even begin, you’ll need all the relevant...

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Cybersecurity Threats to Alabama Businesses - Protect Yourself

It’s a sad fact of life that where business goes, theft and fraud follow. In the 21st century, business is online. Vaults have been replaced by mainframes, wallets by tap-to-pay apps. Our money has migrated from fabric...

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Births, Mortgages, & Raises - When to Increase Your Life Insurance

As adults, we know that nothing’s guaranteed. Life is dangerous and unpredictable. In 2023, 112 Americans died each day in traffic collisions–more than two fatalities for every state. Difficult as it is to ponder, we...

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How to Choose the Right Insurance Partner for Your Business

In the USA, business is more than a way to make money-it’s a way of life. But when the wheel of innovation turns, some are lifted while others fall. Thousands of small businesses fail each year for predictable reasons:...

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Do I Need Business Insurance? - A Guide on What Kind Your Business Needs

It’s easy to think of insurance like umbrellas-it's better to have it and not need it than to need it and not have it. But for business insurance, especially, that’s an incomplete analogy. In truth, insurance is more...

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Maximizing Protection: How General Life Insurance Works

Having life insurance is absolutely necessary for individuals who want to provide financial security for their surviving loved ones. Life can be very unpredictable, and life insurance allows you to plan for the future...

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Why You Should Choose an Independent Insurance Agent

Businesses in Alabama have a lot to think about on a daily basis: bottom lines, quarterly projections, employee satisfaction-the list goes on and on. For ultimate peace of mind while you build your organization’s...

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