ARTICLES PUBLISHED

Insurance. We all need it, but how can you make sure that you have the coverage that you need without overspending or underspending? We’re accustomed to making purchasing decisions based on price, but this can spell disaster when it comes to insurance. Pepper, Johnstone & Company can help you…

Umbrella insurance is an apt name for this coverage that extends over and beyond other underlying policies to protect your business or home. You may believe that you have the coverage that you need, but umbrella insurance could be the difference between life and death for your business or family…

So, when you get ready to purchase an insurance policy for auto or home, who comes to mind?  State Farm? Nationwide? Allstate?  That’s what a lot of people would say.  However, there’s a better, more effective, more comprehensive solution that’s right under your nose:  an independent insurance…

Risk Management — WHAT IS RISK MANAGEMENT? — Most entrepreneurs are risk takers, willing to invest  resources with an expectation and hope, but no guarantee, of reward. But, from the viewpoint of insurance, "risk" is another word for "peril" and refers to things that can go wrong. Crime, vandalism,…

RECOGNIZING WHEN TO HAVE A REVIEW — Routine reviews every year or two are important to: — Evaluate policy performance in the current economy — Review industry trends — Uncover subtle changes that may otherwise go unnoticed — Certain events, though, often signal a more urgent need to re-evaluate.…