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In observance of the Christmas Holiday, our offices will be closed December 25th and December 26th to allow our associates time to enjoy the holiday season with their families.  We will resume regular business hours on  Friday the 27th.

ARTICLES PUBLISHED


AUGUST 2018

Four exciting ways community involvement improves your business' reputation

“We make a living by what we get, but we make a life by what we give.” — -- Winston Churchill — Many businesses exploit community involvement as a means to an end. A way to get new referrals and clients. A way to get free press or surpass competitors. And while it’s true that community networking…
Nov 19, 2020

Don’t believe local independent insurance agencies are right for you? Listen to our clients

Business owners looking for insurance want more than an agent. They want a trusted insurance advisor who will listen to their needs and look out for their best interests. We know you have a business to run: sales and operational execution are your top priorities - not insurance. But when the time…
Oct 9, 2020

Forget Geico, State Farm, and Allstate: independent insurance agents offer more for less

So, you’re shopping insurance rates. Maybe you’re a homeowner who just refinanced your home. You’re excited about your savings. You’re on a roll and want to see if you can lower your home insurance too.  — Perhaps you’ve lost your job during the COVID-19 pandemic, and you’re looking to save money…
Sep 15, 2020

Home service contractors: are the workers you hire insured?

Imagine embarking on that home remodeling project you and your spouse have been dreaming of for years. You’ve now got the money saved up to redo your kitchen, and the day finally comes where the workers show up. They lay out protective tarps, and begin sanding your cabinets. All of a sudden, a…
Sep 3, 2020

When Catastrophes Strike: Preparing Your Business in Limestone County

Let's say that one of our Limestone County summer tornadoes damages your business facility beyond repair. Or torrential rains flood your operation, ruining furniture and important equipment. Although we don’t often want to think about it, homes and businesses have to be prepared for disaster to…
Jul 17, 2020

Insuring Your Business As It Scales

The world of startups is like the wild west of modern business. Countless small, young companies are competing to bring new services that help improve our society and the world at large.  — One of the toughest aspects of owning and running a startup is figuring out how to scale. This means that the…
Jul 16, 2020

Hardening of the insurance industry

The insurance industry has seen many changes over the years. New risks come and old risks fade, and in between, there’s much nuance pertaining to how it affects both the industry and consumers. We here at Pepper, Johnstone & Company want to make sure that our clients are prepared for these changes…
Jun 25, 2020