For more than 50 years, Pepper, Johnstone & Company has been trusted with insuring families and businesses. We partner with 60+ insurance companies so that you can consider options that provide the most appropriate protection.
Individual Benefits
from Pepper, Johnstone & Company
With creative approaches for both individuals and corporations, the professionals of Pepper, Johnstone & Company’s Individual Benefits practice are focused on maximizing protection, preserving wealth and planning for your future. Our carefully crafted insurance programs include individual life, disability and long-term care plans that are designed to preserve a family legacy or attract, retain and reward key employees.
Individuals
- Policy portfolio review and analysis
- Individual life insurance
- Estate planning
- Income replacement and protection
- Long-term care planning
- Long-term disability planning
- Annuities
- Retirement/401k/IRA rollover
Corporation
- Portable products to supplement group disability and life plans
- Key person funding strategies
- Buy/sell succession planning strategies
- Programs to attract, retain and reward executive talent
Comprehensive and Personalized Process
At Pepper, Johnstone & Company we work closely with our clients to truly understand their needs and then develop innovative programs, using various insurance products and strategies when appropriate as a funding mechanism to meet their immediate and long-term objectives.
Skilled Professionals
Our professionals use their extensive experience in individual benefits planning to develop creative solutions and effective strategies tailored to your specific needs.
Team Approach
Each client is represented by a team of professionals, directed by a principal of the firm, to provide you with personalized service.
What do people think about us?
Hear from some actual clients.
on Google
We recently switched our home and auto policies to Pepper, Johnstone & Co and have had a great experience. Their entire team is not only knowledgeable but down to earth and willing to share their time, tips and creative ideas. They’ve helped us to achieve to comprehensive protection at the lowest possible cost. I would recommend Pepper, Johnstone and Co to anyone.
— J.W. E.
on Google
I am always pleased with the gracious and prompt responses to my insurance inquiries, to my specific insurance needs regarding several policies with Pepper, Johnstone & Company. The staff, especially Lauren Hart, makes every effort to take care of my insurance needs, addressing many concerns. I could not be more pleased and feel more secure knowing these folks are taking care of business for me and in my best interest.
— Teresa H.
on Google
Pepper Johnstone has handled my personal and business insurance needs for years. They do good work and their staff is amazing! They are independent agents so they have access to several different lines of insurance to meet the needs of their clients. I highly recommend them.
— Jeremiah H.
on Google
This is a great company to work with! Casandra did an excellent job making sure my claim was completed in a timely manner. Julie is always there to help me any time I need to make changes to my insurance needs. The staff is always professional to work with. I trust Pepper, Johnstone & Company with all my insurance needs and have for many years.
— Janet F.
on Google
I started a company in January 2019 & the team at Pepper Johnstone helped me from the beginning. We serve mid-cap to large public companies in Alabama, Colorado and Texas. And, Bryan has been critical in helping us meet and maintain the required commercial insurance policies and coverage levels. Key reasons that I've been so pleased primarily include their high level of technical competence and timely responsiveness on new or changing insurance coverage requests. They do a great job & I can highly recommend them.
— Russ L.
on Google
I have dealt with Pepper Johnstone and company in the past and have always had a good experience. This past week I needed a policy, I called Julie and she efficiently, and promptly quoted and bound coverage on the property. I would highly recommend Pepper Johnstone.
— Sharon K.
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