For more than 50 years, Pepper, Johnstone & Company has been trusted with insuring families and businesses. We partner with 60+ insurance companies so that you can consider options that provide the most appropriate protection.
Business Insurance
from Pepper, Johnstone & Company
Pepper, Johnstone & Company understands that every business and industry is unique, which is why regardless if your business is large or small, simple or complex, we have the expertise to identify the ways to properly insure the particular needs of your business. As business owners ourselves, we understand the special protection businesses need to prosper.
In addition to advising you on the right commercial insurance policy, Pepper, Johnstone & Company provides additional services, such as:
- Loss Prevention Programs - With our insurance company partners, we can evaluate your business's current conditions and recommend ways to lower property, auto, workers compensation or liability losses. Lower losses will not only lower your business insurance costs, but also increase your productivity by avoiding downtime.
- Quick Claim Response - When you do have a claim, you need fast and fair service, and as independent agents, we work to make that happen. That's why we only represent companies with excellent records for settling claims fairly and promptly.
- Competitive Rates - Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing. To see if your business qualifies for one of these special programs, contact us for more information.
Business Insurance Products
There are various types of commercial insurance products and coverages available. Pepper, Johnstone & Company is here to help you understand which ones are best for your business. But even with so many products and coverages available, most of them fall under the following categories of business insurance.
- General Liability Insurance
- Commercial Property Insurance
- Fiduciary Liability
- Surety Bonds
- Commercial Auto Insurance
- Builders Risk
- Dwelling Fire - Property Owners
- Workers’ Compensation
- Commercial Umbrella Insurance
- Business Income and Extra Expense
- Professional Liability (Errors & Omissions)
- Employment Practices Liability
- Directors & Officers Liability
Specialized Business Insurance Products
Pepper, Johnstone & Company understands that a key to our success has been the ability to recognize the special risks that our customers face. That's why we can advise you on a variety of specialized business insurance products that are designed to address the unique risks of specific industries, such as:
- Feed dealers/distributors
- Fresh pack/fruit and vegetable processing
- Golf courses
- Mobile home parks
- Restaurants
- Veterinary
- Vineyards/wineries
- Wholesalers
- Wholesale nurseries
Clients Love Us
We work hard for this reputation.
What’s made us stick with them is the accountability.
— Lauren Marsh —
Ridgeline Construction
Ridgeline Construction
They’ve taken care of me during the darkest days after the tornado.
— Lynn Persell —
Persell Lumber & Mill Shop
Persell Lumber & Mill Shop
They understand our business & risk profile through industry knowledge.
— Mike Walters —
MVW Nutritionals
MVW Nutritionals
PJ&C has become a crucial member of our business support team over the past several years.
— Commercial client —
Atlanta, GA
Atlanta, GA
Through the entire process there was never a doubt in my mind that PJ&C had my best interest at heart.
— Michael H. —
Owens Cross Roads, AL
Owens Cross Roads, AL
Top notch insurance agency! The team at PJ&C provide excellent customer service while meeting all our needs.
— Matthew H. —
Dallas, TX
Dallas, TX
All the employees at PJ&C are very professional and knowledgeable. Exceptional customer service.
— Samantha B. —
Athens, AL
Athens, AL
Insurance Articles
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